If you own a home in Winters, you might be wondering the same thing I’ve been hearing from a lot of folks lately:
“With interest rates staying high, is my property still going to hold its value?”
It’s a fair question—and one I’d be asking, too, if I were in your shoes.
I’ve been selling real estate in Winters and across Yolo County for nearly 30 years. I’ve seen markets rise, fall, and level out again. What I can tell you is this: you’re not alone in your concerns, and there are some key things to keep in mind right now.
Interest rates are sitting in that 6.5%–7% range, which is a far cry from the low rates we got used to during the pandemic. That shift affects everything—buyers, sellers, and especially those just sitting tight and watching the headlines.
When rates go up:
- Fewer buyers can afford to compete
- Homes take a little longer to sell
- Offers tend to be more cautious—and often lower
But here’s the thing: your home isn’t automatically losing value. What we’re really seeing is a change in how fast homes sell and how selective buyers have become.
Winters is a small town with a big heart. People don’t just buy houses here—they come for the lifestyle. For the quiet evenings. The farmers markets. The fields. The community.
That said, rural and small-town markets like ours behave a little differently than bigger cities. While city homes may rebound faster, country properties are steadier. They don’t boom as hard—but they don’t bust as fast, either.
And right now, we still have something working in our favor: low inventory. There simply aren’t a lot of homes on the market in Winters. That helps support prices—especially if your home shows well and is priced smart.
Not necessarily. But should you be aware? Absolutely.
If you bought in the last few years, you probably have a great interest rate—and that’s a major advantage. But if you’re thinking about selling, this isn’t the market to wing it. It’s the market to be informed, prepared, and thoughtful.
Even if you’re not selling today, knowing your home’s value and where you stand equity-wise is always a smart move. The more clarity you have, the more confident you’ll feel—no matter what the market does next.
Here’s my best advice right now:
- Get a true market update – Not a guess from a website, but a real look at what homes in Winters are actually selling for.
- Focus on smart pricing – The days of throwing out a high number “just to see what happens” are gone. Today’s buyers are doing their homework.
- Don’t overlook presentation – Clean, staged, and well-marketed homes still shine—especially in a slower market.
If you’ve been losing sleep wondering what your home is worth, or if now’s the time to move—or if you’re just trying to make sense of all the noise out there—reach out.
There’s no pressure, no sales pitch. Just an honest conversation with someone who lives here, works here, and understands what’s happening in Winters—not just from a spreadsheet, but from real conversations with real people.
I’m here when you need me.
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Linda Pillard
Realtor | Yolo County Local | Trusted Guide
Partner in Real Estate,
